Good Numbers vs Xero:

a simpler alternative for small charities

Good Numbers is built for small charities, clubs and incorporated societies in Aotearoa.

Categorise transactions, keep receipts together, track grant spending, report clearly to your board and prepare your year-end reporting - without paying for a system you don't need.

See if Good Numbers is right for you ⇗

Xero was costing us something like $95 a month. Good Numbers is so much easier — and costs one third the price.

Trustee, Te Whare Āniwaniwa Collective

Screenshot of Good Numbers website homepageScreenshot of Xero homepage

Good Numbers vs Xero: the short answer

Good Numbers is a purpose-built Xero alternative for small charities, clubs and incorporated societies in Aotearoa New Zealand. It includes bank feeds, AI categorisation, receipt storage, grant tracking, board-friendly reports and XRB Tier 4 compliant year-end reporting from $10 a month.

Xero is a powerful accounting platform for businesses, accountants and larger organisations. It can work well for larger charities and non-profits, especially where accounts payable, manual journals, multi-currency, complex reporting or accountant workflows are required. Xero also offers a 25% discount for eligible registered not-for-profit organisations. (Xero)

Comparison: Good Numbers app vs Xero

✅ = Best option for small charities and non-profits in Aotearoa New Zealand.

Feature

Good Numbers app

Xero

Built for

Small NZ charities, clubs and incorporated societies ✅

Businesses, accountants, bookkeepers and larger organisations

Default setup

Configured for small non-profits in Aotearoa ✅

Configured for general business accounting

Pricing model

Based on organisation expenditure, not feature access ✅

Based on features required

Starting price

From $10 per month ✅
See more: Pricing

From $35+GST per month. Non-profit discounts available after eligibility is confirmed (Xero)

Bank feeds

Included

Included

AI categorisation

Smart suggestions ✅

Included in more expensive plans.

Receipt storage

Included

Included

XRB Tier 4 reporting

Built to support Tier 4-style year-end reporting ✅

Requires configuration or external support

Grant tracking

Shows grant income, spending, receipts and remaining balance ✅

Generic project tracking

Board reports

Plain-English money overview for volunteer boards and committees ✅
Standard financial reports such as profit and loss, balance sheet and budget variance

Mobile use

Designed mobile-first for small charity admin ✅

Mobile apps for accounting tasks and reconciliation

Best fit

Small volunteer-led organisations wanting simple, low-cost reporting ✅

Larger or more complex organisations needing full accounting flexibility

Is Good Numbers right for your charity?

It takes 2 minutes to find out. Check now:

Can I use the Good Numbers app? ⇗

Good Numbers is probably right for you if:

  • you are a small, volunteer-led charity or society;
  • you report under Tier 4;
  • you mainly need bank coding, receipts, grants and reporting;
  • you are not GST registered;
  • you do not need complex accrual accounting.

Stick with Xero if you need:
accounts payable, multi-currency, manual journals, complex accounting workflows, or spend more than $140,000 per year..

1. Setup: charity-first, not business-first

Good Numbers comes configured for small charities, clubs, societies and community organisations in Aotearoa New Zealand.

That means the app starts from the world of donations, grants, receipts, committee reports, annual reporting and volunteer treasurers. The language, categories and reports are designed around non-profit life.

Xero starts from a broader accounting platform. It can be adapted for non-profits, and Xero has specific material for charities and non-profits, including features for donations, grants, expenses, reporting, payroll and mobile access. (Xero)

That flexibility is useful. But it also means small charities often need to configure Xero before it feels like it fits.

Good Numbers is designed to fit from the start.

2. Year-end reporting: built around XRB Tier 4

In Aotearoa New Zealand, small charities report under the XRB Tier 4 not-for-profit reporting standard. The XRB says the Tier 4 standard sets out the requirements Tier 4 not-for-profit entities must follow when preparing year-end financial statements. (XRB)

Good Numbers is built around this reporting need.

It helps turn bank transactions, receipts and organisation information into year-end reports that are aligned with the XRB Tier 4-style reporting requirements.

Xero can hold the financial data you need, but it does not automatically produce a small charity’s XRB Tier 4 performance report in the right format out of the box. You may need to customise reports, map accounts, export data, or work with an accountant or bookkeeper.

For a small charity, that difference matters.

Good Numbers is not just helping you keep records during the year. It is designed to help you get to the year-end reporting finish line.

3. Pricing: based on expenditure, not features

Good Numbers starts from $10 per month, and the starting plan includes the core features small charities need:

  • bank feeds
  • AI transaction categorisation
  • receipt storage
  • grant tracking
  • board reporting
  • year-end reporting

There are higher tiers, but they are based on your organisation’s expenditure, not on choosing which features you want.

That is an important difference. Small charities should not have to upgrade just to access the feature that makes the system useful.

Xero’s pricing is plan-based. Xero currently offers a 25% discount for eligible registered not-for-profit organisations, applied after Xero confirms not-for-profit status. (Xero)

For some organisations, Xero is still good value. But for very small charities, the monthly cost can feel large, especially when the organisation is only using a small part of the system.

4. Grant tracking: designed for funder reporting

Grant tracking is one of the strongest reasons a small charity might choose Good Numbers.

Good Numbers includes funding views, which let you track income and spending against a specific grant or funding stream. You can tag expenditure to the grant, upload receipts, see the remaining grant balance, and produce a report showing what was spent.

That is designed around the real questions funders ask:

What did you spend the grant on?
How much is left?
Can you show the receipts?

Xero can be used to track grants, but it is not grant-specific by default. Some organisations use tracking categories, projects or other workarounds. That may work well for larger organisations with finance capability, but for a small charity, it can be more complicated than necessary.

Good Numbers starts with the funder report in mind.

5. Board reporting: reports people can actually read

Many small charity boards and committees are made up of volunteers, not accountants.

They do not necessarily need a traditional finance pack. They need a clear, plain-English view of what is happening with the organisation’s money.

Good Numbers provides a money overview report designed for trustees, committee members and volunteers. It helps answer simple but important questions:

  • How much money do we have?
  • What came in?
  • What went out?
  • What are the largest transactions?
  • Are there uncoded transactions or missing receipts?
  • Are our grants on track?

Xero provides standard accounting reports, including financial reports that can be shared with boards, donors, volunteers and advisors. (Xero)

Those reports are useful, but they often assume the reader knows how to interpret accounting statements. Good Numbers is designed for the reality of small non-profit governance, where financial confidence matters as much as financial data.

6. Real examples: when switching from Xero makes sense

One small organisation was using Xero mainly to code bank transactions and store receipts. They were not using Xero’s reporting functionality because it did not produce the kind of year-end reporting they needed. By switching to Good Numbers, they saved money and made their annual reporting process much simpler.

Another organisation believed it needed Xero’s project tracking functionality, which meant it was paying around $95 per month. Xero became the organisation’s largest cost for the year. By switching to Good Numbers, the organisation reduced its monthly software cost to $10 per month, while also getting annual accounts preparation support that Xero was not providing for them.

These examples are not unusual. Many small charities do not need more accounting software. They need software that is better matched to the job.

7. Moving from Xero to Good Numbers

We will help you work out the simplest way to make the move.

For many small charities, this includes:

  • bringing across your transactions;
  • retaining the notes and receipts you need;
  • setting up the funding views for your organisation;
  • helping you get ready for your next year end.
Talk to Duncan about switching ⇗

Which is the better choice?

When Good Numbers is probably the better choice

Good Numbers is likely to be a better fit if your organisation:

  • is a small charity, club or incorporated society in Aotearoa New Zealand
  • is volunteer-led
  • reports under XRB Tier 4
  • wants a lower-cost Xero alternative
  • mainly needs bank categorisation, receipts, grant tracking and reporting
  • wants year-end reporting to be simpler
  • wants reports that non-accountants can understand
  • does not need the full complexity of a business accounting platform

Good Numbers is for small non-profits that want to spend less time wrestling with accounting software and more time getting on with their kaupapa.

Can I use the Good Numbers app? ⇗

When Xero is probably the better choice

Good Numbers is not trying to replace Xero for every organisation.

Xero may be the better fit if your organisation needs:

  • accounts payable
  • manual journals
  • multi-currency
  • complex accrual accounting
  • detailed budget tracking
  • advanced reporting
  • accountant or bookkeeper workflows
  • large numbers of integrations
  • finance staff using the system every week

If your charity is larger, more complex, or already well supported by an accountant or bookkeeper, Xero may still be the right tool.

So, is Good Numbers a Xero alternative?

Yes. For small charities, clubs and incorporated societies in Aotearoa New Zealand, Good Numbers is a purpose-built Xero alternative.

Xero is a powerful accounting platform that can be adapted for non-profits.

Good Numbers is different. It is built specifically for small non-profits, with the features they are most likely to need included from the start: bank feeds, AI coding, receipt storage, grant tracking, board reports and year-end reporting.

If your organisation has complex accounting needs, Xero may be the better choice.

But if your charity is small, volunteer-led and paying for software that feels bigger than the job, Good Numbers may be a simpler and more affordable fit.

See if Good Numbers is right for your charity

It takes 2 minutes to check if your charity or incorporated society can use the Good Numbers app.

Can I use the Good Numbers app? ⇗

FAQs

Is Good Numbers better than Xero for small charities?

Good Numbers may be better for small NZ charities that need simple bookkeeping, grant tracking, receipt storage, board reports and XRB Tier 4-style year-end reporting. Xero may be better for larger or more complex organisations that need payroll, GST, invoicing, manual journals, multi-currency or advanced accounting features.

Is Good Numbers a Xero alternative?

Yes. Good Numbers is a Xero alternative designed specifically for small charities, clubs and incorporated societies in Aotearoa New Zealand.

Can Xero do XRB Tier 4 reporting?

Xero can hold the financial information needed for Tier 4 reporting, but it does not automatically produce the XRB Tier 4 performance report format out of the box. Most organisations will need to configure reports, map accounts, export data or get support from an accountant or bookkeeper.

Does Good Numbers support GST?

Good Numbers is currently best suited to small non-profits with straightforward reporting needs. GST support is planned for the future.

How much does Good Numbers cost?

Good Numbers starts from $10 per month. The starting plan includes bank feeds, AI coding, receipt storage, grant tracking and year-end reporting. Higher tiers are based on your organisation’s expenditure, not on unlocking extra features. Full pricing is available on the Good Numbers App page: Meet the Good Numbers App

Can Good Numbers import from Xero?

Good Numbers has some ability to import from Xero. How straightforward this is depends on how your organisation has used Xero previously.

Is Xero good for charities?

Yes, Xero can be a good tool for charities, especially larger or more complex organisations. It offers non-profit features, reporting, payroll, mobile access and a 25% discount for eligible registered not-for-profits. (Xero)

What is the best accounting software for a small NZ charity?

The best option depends on your needs. For a small volunteer-led charity that needs simple bookkeeping, grant tracking and Tier 4-style year-end reporting, Good Numbers may be a better fit. For larger or more complex organisations, Xero may be more appropriate.

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